Medicare Supplements (Medigap)

As you approach retirement age, it can be overwhelming trying to keep track of what benefits you have and what gaps in those coverages need to be filled. Our team is ready to assist you with a host of Medicare Advantage plans and Medicare Supplement plans. Initial enrollment takes place using the Social Security Administration’s website, by phone, or by visiting your local SSA office. If not, you will need to sign up during your IEP, which begins three months before you turn 65, includes your birthday month, and extends three months afterward.

Medicare Supplement, also known as Medigap, is a private health insurance plan that helps pay for out-of-pocket costs that Original Medicare doesn’t cover.

• Coverage: Helps pay for deductibles, copays, and coinsurance.
• No Prescription Coverage: Does not cover prescription drugs (Part D needed separately).
• No Network Restrictions: Use any doctor or hospital that accepts Medicare.
• Cost: Premiums vary by plan and provider but are separate from Medicare Part B premium.
• No Extra Benefits: Unlike Medicare Advantage, it does not include extras like dental or vision.