As you approach retirement age, it can be overwhelming trying to keep track of what benefits you have and what gaps in those coverages need to be filled. Our team is ready to assist you with a host of Medicare Advantage plans and Medicare Supplement plans. Initial enrollment takes place using the Social Security Administration’s website, by phone, or by visiting your local SSA office. If not, you will need to sign up during your IEP, which begins three months before you turn 65, includes your birthday month, and extends three months afterward.

Medicare Advantage (Part C) includes Original Medicare plus extra benefits (dental, vision, hearing) available to anyone who is enrolled into Medicare Part A and Part B.

• Prescription Drugs: Often includes Part D for drug coverage.
• Networks: Requires using in-network providers for lower costs.
• Costs: Medicare Advantage plans have a yearly limit on out-of-pocket costs for Part A and Part B services. Once you reach this limit, you’ll pay nothing for covered services.
• Additional Benefits: Some plans may offer transportation to medical appointments, fitness programs, or over-the-counter allowances.